Payfully Review, Airbnb Payments5 min read


Updated: 10/26/2018


As of April 2018, Payfully transitioned to a different business model and is no longer relevant to Airbnb hosts. Please have a look at Clearbanc, this link is an affiliate link and gets you 10% off the administration fee of the payment advance.


Please let me know what you think of this Payfully review in the comments below.


Key Points

  • Access future reservation payouts up to 90 days early for a fee of ~3-10%
  • You must have a verified ID account
  • Use OPTIMIZE for a free first advance to test the service yourself


Payfully enables hosts to receive funds from their future reservations in advance, for a very small fee. One of the first things you learn as a new Airbnb host when it comes to payments is that you don’t get paid out until after the guest arrives (24 hours after checkin to be exact). That means a reservation in three months from today is worthless to you until the date of the reservation. This makes sense due to cancellations or alterations but is still annoying.

Payfully enables Airbnb hosts to receive funds from their future reservations in advance. Click To Tweet


Have a trip coming up that you need to purchase things for now? Like flights and accommodations? Maybe a holiday is coming up where you need some extra cash to purchase gifts in advance when they’re on sale? Payfully can help you solve these problems.


The service is simple and cheap. The website is clear, too. I’m going to walk you through my interaction with the service.


The two-step sign up process is easy. First, create an account with your email address. The account does not have to be associated with your Airbnb account. Here’s the ‘How it works’ section from the website:

How it works - Payfully

How it works – Payfully Review

Second, connect your Airbnb account. I signed up with an active Airbnb host account and it took about 15 seconds to load my data. Here’s that screen:

Connect Airbnb account - Payfully


Once complete, your dashboard is automatically populated with your future reservation data. On the left side is your Airbnb data and the right side has the amount per reservation you can be advanced. It also clearly states the associated fee and when you can expect to receive the money. The site states a $15 to $55 (3%-11%) fee per $500 advance. When I added up my total available to be advanced, I got $4,534 with fees totaling $158, or 3.5%. This seems extremely reasonable to me. All of my reservations were within 30 days. The company says they’re able to advance payments up to 90 days out. Below is a screenshot of a generic dashboard to protect my data:

Payfully - Dashboard

Payfully Review – Dashboard

As you can see, it’s all very clear. Notice the instant message chat box to the bottom-right. Thankfully this trend is catching on and I’m a huge fan of it. No more digging around to figure out how to email for help. Reach a Payfully employee immediately with this neat feature.


I went ahead and requested an advance on one of my future reservations. You’re asked to sign an online document. The document asks for your name, address, email, and signature. Your name, address, and email must match your Airbnb account. This could get tricky if you have a joint account with your spouse. It could also get tricky if your address is not entered correctly which a lot of hosts do for security reasons as Airbnb communicates the address to the guest immediately upon booking which could be a few months early. After speaking with the company, they said that if these things do not match, it will raise red flags in the system and they’ll ask for additional verifications. Typically, they’re able to work through issues like this, but the advance may take an extra few days to be remitted until the information is verified.


Note: You must have a Verified ID in Airbnb.


Once you sign the document (be sure to confirm your signature through your email), you’re taken to a screen that allows you to connect your bank account to let Payfully know where to deposit the advance. But, no more signing in online and getting your account number and trying to figure out which routing number to choose. Payfully has made this part super easy by allowing you to choose your bank, enter your login credentials, and your accounts are automatically populated. After you choose one, you confirm the details, and submit. This is also the screen where you can enter OPTIMIZE to get your first advance free. Yes, Payfully has given me, and thus all my hosts, a discount code. Thank you, Payfully!

Payfully promo code

Payfully promo code, use OPTIMIZE to get your first advance free

One thing I assumed going in was that the advance would be for the total Airbnb payout, plus I would pay a fee. Instead, Payfully remits the Airbnb payout minus their fee. This actually makes more sense. If they did it using my assumption, you’d have to track the reservation and make sure you have a bit extra in your account to cover the fee. The way they do it, you can totally forget about it because the exact payout will be withdrawn having no net effect on your account.

Use OPTIMIZE on Payfully to get your first advance free! Click To Tweet

If you request an advance, be sure to do it early in the day and you could get the money as soon as the next business day as long as all your documents and information is correct. Otherwise, it will take two days.


In summary, the website is extremely clear and straightforward and the process to request an advance is well thought out and easy to follow. From account creation to confirming an advance, may take you ten minutes maximum. The fees are extremely reasonable, a lot lower than my expectation going in. Be sure to use OPTIMIZE to get your first advance free.


Have you used Payfully?

Did you enjoy this Payfully review?

Do you know about other awesome Airbnb related services? Please let me know in the comments.

Also published on Medium.

I'm Danny, the Airbnb expert

About Danny Rusteen:

Starting in 2012, Danny has been an Airbnb employee, Superhost, and Airbnb property manager. Danny lives in Airbnbs (1,000 nights). As a guest, Danny has traveled to 33 countries and sifted through thousands of Airbnb listings, so he knows what makes a listing stand out and how to offer a world-class experience to your guest. Follow his journey.

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